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Solutions

Financial intelligence and decision support for the people who run, advise, fund, and grow MSMEs in Kenya and East Africa.

For business owners

MSMEs

Revenue can look fine while cash disappears. Spreadsheets, M-Pesa statements, and POS reports stay disconnected, so owners guess instead of

For advisors

Advisors & accountants

Clients bring fragmented statements and WhatsApp screenshots. Advisors spend hours reconstructing the story before advice can start.

For financial institutions

Banks & lenders

Applications arrive as incomplete PDFs and M-Pesa exports. Underwriters cannot see a coherent operating story or decision history.

For partners

Enterprise partners

Programmes teach growth while portfolio businesses still cannot explain cash and margin. Mentors lack a shared diagnostic language.

Cash flow

M-Pesa & cash

M-Pesa shows movement; it does not explain whether the business can pay suppliers next week or why profit never hits the bank.

Forecasting

Forecasting

Annual budgets go stale. Owners need a practical view of runway and what breaks if sales slip 10%.

Capital readiness

Lender readiness

Owners scramble for statements when a lender asks. Numbers disagree across M-Pesa, POS, and Excel.

Profitability

Margin & expenses

Bestsellers can lose money quietly. Electricity, suppliers, and portion drift rarely show up until cash is tight.