ClariFi
Plan. Measure. Perform.

The Financial Nervous System for MSMEs

Stop Guessing. Know the Next Move.

ClariFi turns sales, expenses, M-Pesa, POS, stock, and bank data into one weekly decision your business should act on next.

Built for MSMEs, advisors, lenders, and growth-stage operators across East Africa.

Free tools run locally where applicable. Account features use secure cloud processing under our Privacy Policy.

This week's decision card

This week
pricing

Raise your soda margin by 7% this week

Estimated monthly profit gain

KES 38,200

High confidence
Low risk

Electricity and supplier costs are eating your current margin.

Free tools can run locallyNo subscription requiredCancel any timeWhatsApp support included

Revenue is up, but cash is missing.

Most MSME owners work harder every month but cannot explain where the money went.

Without clarity, you're losing money every week

  • Revenue is up but cash is tight.
  • Profit exists on paper but not in the bank.
  • You spot problems too late.
  • By the time you spot a problem, it's already cost you money

With ClariFi, you know the next move

  • One weekly decision β€” not another dashboard to decode
  • Know the one number to hit each day
  • Get warned before cash runs short
  • Act on evidence, not gut feel

How it works

The Financial Nervous System for Your Business

Your POS sees sales. M-Pesa sees money. Suppliers see stock. Banks see transactions. You see stress. ClariFi connects the signals and tells you what needs attention first.

S

Sense

Connect sales, expenses, M-Pesa, POS, bank, and stock in one place.

D

Diagnose

Detect leakage, risk, cash pressure, and margin erosion before they become crises.

D

Decide

Get the next best action β€” one decision card per week, ranked by impact.

A

Act

Pricing, inventory, collections, supplier terms, and lender packs β€” ready to execute.

L

Learn

Track every decision and outcome. Confidence grows with every result.

The operating loop

From data to decision β€” every week

ClariFi does not give you more numbers. It turns the numbers you already have into fewer, better decisions.

1

Capture once

Sales, expenses, stock, M-Pesa, POS, and bank data in one place.

2

Clean automatically

Normalize and classify transactions without manual bookkeeping.

3

Diagnose what matters

Health score, margin leakage, and cashflow risk β€” ranked by urgency.

4

Recommend next move

One weekly decision card with the highest-impact action first.

5

Act weekly

Pricing, inventory, collections, supplier terms β€” ready to execute.

6

Report when needed

Lender-ready packs and advisory memos on demand.

7

Learn from outcomes

Track every decision and result. Confidence grows over time.

One painful question. One clear decision.

Pick your industry β€” see the kind of decision ClariFi surfaces every week.

Retail / Duka

Which product is selling fast but losing money?

This week's decision

Raise cooking oil markup by 5% or switch to a lower-cost supplier.

Free Tools

Use break-even, cashflow, and costing tools to understand your baseline β€” no account needed.

Case Studies

Real Kenyan MSMEs β€” tea kiosks, salons, contractors, fabricators, and growth-stage builders β€” showing how clarity on sales, cash, margin, and OKRs changes decisions.

View all case studies

Demo dashboards β€” one click:

Quick-win tools:

Case Studies

Real Kenyan MSMEs β€” tea kiosks, salons, contractors, fabricators, and growth-stage builders β€” showing how clarity on sales, cash, margin, and OKRs changes decisions.

View all case studies

Sell confidence, not software.

Start free. Fix what is leaking. Grow with a weekly decision rhythm.

Interactive pricing estimator β€” platform fee, usage, and add-ons.

Know

Free to start

Free tools and your first diagnostic. See if you are profitable, where cash is going, and what to watch.

  • Free breakeven, cashflow, and costing tools
  • First diagnostic summary
  • Basic risk flags and weekly action hints
  • No subscription required

Perfect for First-time visitors, SMEs testing the waters, Family businesses

Not useful? We’ll refund or credit toward a full diagnostic.

Start Free Diagnostic
Most popular

Fix

KES 16,500

From KES 12,000

Paid diagnostic, Cashflow X-Ray, margin leakage report, and WhatsApp recommendations when you need to stop the bleeding.

  • Full diagnostic panels (margin, cash, revenue)
  • Cashflow X-Ray and margin leakage report
  • Branded report PDF via WhatsApp
  • 30-day follow-up check-in included

Perfect for Growing retailers, Businesses with cash pressure, Pre-lender prep

If the report doesn’t surface at least one actionable insight, your next diagnostic is free.

Get Your Diagnostic
Best value

Grow

KES 12,500/month

KES 8,000/month

Monthly decision rhythm, lender readiness, advisor support, and trend tracking for operators ready to scale.

  • Weekly decision cards and review rhythm
  • Lender readiness score and pack updates
  • Priority WhatsApp support line
  • Monthly trend tracking and advisor check-in

Perfect for Growth-stage operators, Lender-ready businesses, Ongoing monitoring

Cancel any time β€” no lock-in. Unused credits roll over for 60 days.

Start Growing

Real Results from Real Businesses

Every week, business owners across East Africa are making better decisions with ClariFi.

β€œFor the first time, I actually know my real profit - not just what's in the bank.”

Jane M.

Retail Shop Owner, Nairobi

Found KES 38k/month in hidden margin
β€œClariFi showed me I was pricing 40% below breakeven on my best-seller. Fixed it in one afternoon.”

David O.

Restaurant Owner, Mombasa

Recovered KES 52k/month in lost margin
β€œMy lender approved the loan in 3 days because the ClariFi report answered every question they had.”

Grace W.

Agribusiness, Nakuru

KES 1.2M loan approved in 3 days
β€œI stopped guessing and started deciding. The weekly snapshot changed how I run my salon.”

Amina K.

Salon Owner, Kisumu

20% revenue increase in 8 weeks

Every week without a clear decision costs you money you can't see.

Get your first decision card.

Join 2,000+ business owners who stopped guessing and started deciding. Your first diagnostic is free.

Get My First Decision Card

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