Is ClariFi an accounting package?

ClariFi is a financial-intelligence and decision-support platform. It helps you sense risk and act on the next move. It is not a full replacement for a bookkeeper or statutory filings.

Do I need a card to start?

No. Free tools and the first diagnostic do not require a compulsory subscription. Paid Fix packages and memberships are optional when you need deeper reports or Control features.

Does it work with M-Pesa?

ClariFi is built for Kenyan cash realities, including M-Pesa visibility alongside sales, expenses, POS, stock, and bank signals where you connect or enter them.

For business owners

Financial intelligence for Kenyan MSMEs

Revenue can look fine while cash disappears. Spreadsheets, M-Pesa statements, and POS reports stay disconnected, so owners guess instead of decide.

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Who this is for

Kenyan and East African MSME owners who need clarity on cash, margin, and the next move.

How it works

Capture sales, expenses, M-Pesa, POS, stock, and bank signals in one place
Diagnose leakage, cash pressure, and margin risk
Receive one prioritized weekly decision card
Act on pricing, collections, stock, or supplier terms
Learn from outcomes before the next cycle

Capabilities

Free diagnostic and decision tools
Weekly decision cards ranked by impact
Cashflow and break-even views
Lender-ready reporting when you need capital

Sample output

Conceptual illustration

A sample decision card such as: raise shelf price 7% or renegotiate supplier terms—with evidence from sales and expense signals.

Verified benefits

One clear action instead of competing dashboards
Earlier warning when cash or margin drifts
Works alongside how you already sell and collect (including M-Pesa)

Limitations

ClariFi is decision-support software—not a bank, lender, or tax authority
Outputs depend on the quality and completeness of the data you connect or enter
Free tools cover diagnostics; deeper Control Tower workflows may require a plan

FAQ

Is ClariFi an accounting package?: ClariFi is a financial-intelligence and decision-support platform. It helps you sense risk and act on the next move. It is not a full replacement for a bookkeeper or statutory filings.
Do I need a card to start?: No. Free tools and the first diagnostic do not require a compulsory subscription. Paid Fix packages and memberships are optional when you need deeper reports or Control features.
Does it work with M-Pesa?: ClariFi is built for Kenyan cash realities, including M-Pesa visibility alongside sales, expenses, POS, stock, and bank signals where you connect or enter them.