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For financial institutions

MSME intelligence for banks and lenders

Applications arrive as incomplete PDFs and M-Pesa exports. Underwriters cannot see a coherent operating story or decision history.

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Who this is for

Credit teams, relationship managers, and partners evaluating Kenyan MSME borrowers.

How it works

  1. Borrower runs diagnostics and connects key signals
  2. ClariFi surfaces cash, margin, and readiness gaps
  3. Borrower exports lender-oriented packs and memos
  4. Institution reviews clearer evidence—not more noise

Capabilities

  • Lender readiness scoring and checklists
  • Cashflow X-Ray style views
  • Decision history that shows how the business acts
  • Partner-friendly product language (software, not a regulated credit product)

Sample output

Conceptual illustration

A lender pack checklist with readiness score and export-ready documents derived from the same operating data as the dashboard.

Verified benefits

  • More consistent MSME financial narratives
  • Evidence linked to operating decisions
  • Suitable for enterprise-development and lending partnerships

Limitations

  • ClariFi is not a credit bureau, bank, or licensed lender
  • Institutional integrations require commercial agreement—contact sales
  • Readiness scores are decision-support signals, not credit guarantees

Related

FAQ

Does ClariFi underwrite loans?
No. ClariFi provides financial intelligence and reporting support for MSMEs and partners. Credit decisions remain with the lender.
Can we white-label or embed tools?
Embed and partner options exist for selected tools. Contact us to discuss enterprise-development or institutional partnerships.