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A practical financial health check framework for MSMEs

Published 2026-08-24

A financial health check for businesses is a structured look at whether cash, margin, working capital, and finance readiness are sound—and which problem to fix first.

Four checkpoints

Cash — runway and near-term obligations in KES.

Margin — leakage from pricing, waste, or untracked costs.

Working capital — stock, receivables, and payables timing.

Finance readiness — evidence quality if you need credit later.

Start free

ClariFi’s Financial Decision Check is a free health-check style diagnostic that identifies one material problem and a recommended next move. Optional Fix Sprint or Control deepen the weekly rhythm when you are ready.

Next step

Run the free Financial Decision Check to identify one material cash, margin, working-capital, or finance-readiness problem—and a clear next move.

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