ClariFi — Debt management
Model your capital stack: OD, revolver, senior, mezzanine, TLB, and supply chain finance. See interest, repayments, and cash sweep from your cashflow.
Uses your Break-even and Cashflow data for FCF and ratios.
Facilities
Add each debt facility. Interest and principal are projected by type (amortization, PIK, bullet, etc.).
Add facility:
Load indicative template:
No facilities yet. Add one above.
Cash sweep
When enabled, excess cash flow (from Break-even + Cashflow) pays down debt in the order below.
Sweep order: overdraft → revolver → senior → term loan b → mezzanine → supply chain finance
Summary
Total debt, interest, and leverage. Ratios use annual EBITDA from Break-even when available.
Total debt (now)
KSh 0
Total debt (end of period)
KSh 0
Interest (monthly avg)
KSh 0
Interest (annual)
KSh 0
Schedule
Month-by-month debt and interest by facility.
| Month | Interest | Total debt |
|---|---|---|
| May 2026 | KSh 0 | KSh 0 |
| Jun 2026 | KSh 0 | KSh 0 |
| Jul 2026 | KSh 0 | KSh 0 |
| Aug 2026 | KSh 0 | KSh 0 |
| Sep 2026 | KSh 0 | KSh 0 |
| Oct 2026 | KSh 0 | KSh 0 |
| Nov 2026 | KSh 0 | KSh 0 |
| Dec 2026 | KSh 0 | KSh 0 |
| Jan 2027 | KSh 0 | KSh 0 |
| Feb 2027 | KSh 0 | KSh 0 |
| Mar 2027 | KSh 0 | KSh 0 |
| Apr 2027 | KSh 0 | KSh 0 |
Contracts
Master agreements (supply, offtake, or financing). Link a contract to an SCF facility to finance POs under it.
No contracts. Add one to create POs and use SCF.
Purchase orders
POs under a contract. Set status to Issued then Approve for SCF. Finance via an SCF facility to draw against the PO.
No POs. Add a contract first, then add a PO.