Lender readiness & affordability evidence
Financial services providers increasingly expect documented affordability: a reasonable view of income, expenses, and existing obligations before extending credit. ClariFi helps you assemble clearer evidence from your workspace—exports, debt view, and health signals—so you can walk into a conversation with your FSP better prepared. We do not make credit decisions or speak for any regulator.
ClariFi is preparation software—not a bank or lender. It does not approve credit or guarantee any outcome. Built for East African MSMEs (including M-Pesa-heavy books): gather exports, run indicative matching, and walk into the bank with clearer numbers—not a substitute for a credit committee.
Scores and lender rows are illustrative rule-based hints only. They are not credit decisions, pre-approvals, or offers. Confirm every requirement with your bank, SACCO, or MFI.
Institution names and product bands in the catalog are examples for UX testing. Replace with partnership-approved criteria before customer-facing use.
Bank & open data
Bank connection and open-banking features are not active in this build. No bank credentials or tokens are stored here.
Lender readiness score
Weighted pillars: data completeness, financial health, projection quality—derived from your workspace data.
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Typical lender checklist
Use this list to gather what you need. Export reports from ClariFi where indicated.
Checklist completeness: 0%
Lender readiness score (above) also weighs your live financial data—not only this list.
- Have your documents to hand.
- Export from your bank (last 3–6 months).
- Use your ClariFi reports as the basis.
- Export from Reports → Cashflow projection.
- Export from Reports → Business Health Report.
- Build in Debt management; export from Reports.
- Lender will specify.
Export from ClariFi
Download these reports to attach to your application or show in person. Together they support an affordability narrative: revenue and costs, cash runway, debt service, and risk context—always dated and reconciled to what you actually run in the product.
Lending integration
ClariFi gives you investor- and lender-ready numbers in one place. Fill in your tools, run your reports, and export PDF or Excel. When you’re ready to apply, you’ll have clear profit, cashflow, and risk metrics to share.
Open Reports