Free decision tool

Know what lenders ask before you walk in.

A practical checklist of documents and numbers Kenyan MSMEs are asked for.

  • Document checklist
  • Number-readiness prompts

Free — Pay What You Want

Suggested $5 — enter $0 to download at no cost

Free — pay what you want. Enter $0 to download at no cost. A 5 dollar thank-you is optional, never required.

Already purchased? Sign in to open it from My ClariFi Library.

Is this what your business is facing?

  • Loan conversations stall because the pack is incomplete.
  • You make spending or collection decisions without a clear short-term picture.
  • Important dates compete for the same cash or capacity.
  • You discover problems only after they become urgent.

What this helps you do

Clarify the decision

Know what lenders ask before you walk in.

Use what you receive

Document checklist

Move to the next step

Continue into related ClariFi products when you are ready.

What you receive

  • Document checklist
  • Number-readiness prompts

How to use it

  1. 1.Capture your current numbers in one sitting.
  2. 2.Review the gaps, risks, or targets the pack highlights.
  3. 3.Pick one action for the next seven days and track it.

This is a planning and decision tool. It does not replace professional financial, accounting, tax, or investment advice.

Choose your next step

Complementary ClariFi products after Lender-Readiness Checklist.

Lender-Ready Documentation Pack

A document pack lenders can actually read.

Recommended after Lender-Readiness Checklist: A document pack lenders can actually read.

$39

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Lender-Readiness Assessment and Pack

Checklist, score, and export-ready documents.

Recommended after Lender-Readiness Checklist: Checklist, score, and export-ready documents.

$79

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ClariFi Business Health Check

See whether the business is healthy, busy, or leaking — in one sitting.

Recommended after Lender-Readiness Checklist: See whether the business is healthy, busy, or leaking — in one sitting.

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FAQ

Who is this for?

Built for msme, advisor. Loan conversations stall because the pack is incomplete.

Do I need accounting knowledge?

No. Use plain weekly numbers you already know from till, M-Pesa, bank, or invoices.

How do I receive the resource?

After Gumroad confirms payment, the downloadable pack is delivered by Gumroad. ClariFi attaches the purchase to your account when the sale is verified.

Where can I find it after purchasing?

Open My ClariFi Library (/account/purchases) while signed in with the purchase email. You can also open the related ClariFi tool at /lending. Pack files also arrive in your Gumroad receipt email.

Can I use it more than once?

Yes. Revisit the pack or tool whenever you need a fresh weekly decision.

What if my purchase is not recognized?

Sign in with the same email used at checkout, wait a minute for sale confirmation, then refresh My ClariFi Library. Still stuck? Contact support@clarifi.site.

How do I get support?

If this purchase does not help you make a clearer next decision, contact support@clarifi.site within 14 days. Memberships can be cancelled any time; access continues through the paid-through date.

Start with Lender-Readiness Checklist

Know what lenders ask before you walk in.

Open free tool →
Optional: download workbook (enter $0 if free)

Digital checkout is processed securely by Gumroad. ClariFi never sees your card number. Existing M-Pesa, iPay, and Stripe options remain available where shown.

Next: Lender-Ready Documentation Pack

Refund / cancellation: If this purchase does not help you make a clearer next decision, contact support@clarifi.site within 14 days. Memberships can be cancelled any time; access continues through the paid-through date. Support: support@clarifi.site