Budgeting and Budget-vs-Actual Toolkit
Plan spend once, then see committed vs actual before money leaves.
Recommended after Debt and Capital-Stack Model: Plan spend once, then see committed vs actual before money leaves.
$12
Explore this nextDigital toolkit
See interest, repayments, and cash sweep in one model.
Capital-stack model for OD, revolver, and term debt.
- Debt schedule model
- Leverage notes
$39
Ksh 5,000
KES figures are approved local reference prices.
Get access
Checkout is not configured yet. Contact support to complete this purchase.
Already purchased? Sign in to open it from My ClariFi Library.
Is this what your business is facing?
- You are busy but unsure whether the business is healthy or leaking.
- Numbers live in different places and never tell one story.
- You need one clear next decision, not another dashboard.
- You want a practical pack you can use this week.
What this helps you do
Clarify the decision
See interest, repayments, and cash sweep in one model.
Use what you receive
Debt schedule model
Move to the next step
Continue into related ClariFi products when you are ready.
What you receive
- Debt schedule model
- Leverage notes
How to use it
- 1.Capture your current numbers in one sitting.
- 2.Review the gaps, risks, or targets the pack highlights.
- 3.Pick one action for the next seven days and track it.
This is a planning and decision tool. It does not replace professional financial, accounting, tax, or investment advice.
Choose your next step
Complementary ClariFi products after Debt and Capital-Stack Model.
Break-Even Pro Calculator
A deeper break-even model for shops that have outgrown the free kit.
Recommended after Debt and Capital-Stack Model: A deeper break-even model for shops that have outgrown the free kit.
$15
Explore this nextPricing and Recipe Costing Pro
Price from true cost, not guesswork.
Recommended after Debt and Capital-Stack Model: Price from true cost, not guesswork.
$19
Explore this nextFAQ
Who is this for?
Built for msme, advisor. Capital-stack model for OD, revolver, and term debt.
Do I need accounting knowledge?
No. Use plain weekly numbers you already know from till, M-Pesa, bank, or invoices.
How do I receive the resource?
After Gumroad confirms payment, the downloadable pack is delivered by Gumroad. ClariFi attaches the purchase to your account when the sale is verified.
Where can I find it after purchasing?
Open My ClariFi Library (/account/purchases) while signed in with the purchase email. You can also open the related ClariFi tool at /debt. Pack files also arrive in your Gumroad receipt email.
Can I use it more than once?
Yes. Revisit the pack or tool whenever you need a fresh weekly decision.
What if my purchase is not recognized?
Sign in with the same email used at checkout, wait a minute for sale confirmation, then refresh My ClariFi Library. Still stuck? Contact support@clarifi.site.
How do I get support?
If this purchase does not help you make a clearer next decision, contact support@clarifi.site within 14 days. Memberships can be cancelled any time; access continues through the paid-through date.
Start with Debt and Capital-Stack Model
See interest, repayments, and cash sweep in one model.
Checkout is not configured yet. Contact support to complete this purchase.
Refund / cancellation: If this purchase does not help you make a clearer next decision, contact support@clarifi.site within 14 days. Memberships can be cancelled any time; access continues through the paid-through date. Support: support@clarifi.site