Cashflow planning tool

See your cash position 13 weeks ahead

Plan weekly money coming in and going out, identify possible cash shortages early, and decide what to collect, delay, reduce, or finance before pressure builds.

  • Know which week cash could run short.
  • Plan payments and collections with confidence.
  • Replace financial guesswork with a weekly action plan.

Free — Pay What You Want

Suggested $7 — enter $0 to download at no cost

Free — pay what you want. Enter $0 to download at no cost. A 7 dollar thank-you is optional, never required.

Already purchased? Sign in to open it from My ClariFi Library.

Is this what your business is facing?

  • You know the business is selling, but you are unsure whether cash will cover upcoming obligations.
  • Customer payments arrive later than expected.
  • Supplier, payroll, rent, tax, and loan dates compete for the same cash.
  • You make spending decisions without a reliable short-term forecast.
  • You discover shortages when it is already too late to respond comfortably.

What this helps you do

Build a weekly cash forecast

Lay out thirteen weeks of expected receipts and payments.

Separate inflows from outflows

See till, M-Pesa, and bank movements without mixing them.

Spot surpluses and shortages

Find the weeks where cash may run tight.

Prioritize collections and payments

Decide what to chase, delay, or finance.

Update as reality arrives

Refresh the grid when actuals change.

Brief partners with evidence

Share a clearer cash story with advisers or lenders.

What you receive

  • 13-week cash grid
  • Burn and runway prompts

How to use it

  1. 1.Enter your current cash and expected weekly receipts.
  2. 2.Add the payments and obligations due each week.
  3. 3.Review projected balances and decide what action to take.

This is a planning and decision tool. It does not replace professional financial, accounting, tax, or investment advice.

Choose your next step

Complementary ClariFi products after 13-Week Cashflow Starter.

Best next step

13-Week Cashflow Planner Pro

Runway, burn, and sensitivity in one planner.

Go deeper when you need stress cases and a fuller 13-week planner.

$19

Explore this next

Cashflow X-Ray Report

Runway, burn, and sensitivity in lender-ready form.

Get a diagnostic read on cash pressure after you have a starter grid.

$39

Explore this next

ClariFi Business Health Check

See whether the business is healthy, busy, or leaking — in one sitting.

Recommended after 13-Week Cashflow Starter: See whether the business is healthy, busy, or leaking — in one sitting.

Free — Pay What You Want

Explore this next

FAQ

Who is this for?

Built for msme. Profit on paper, empty till.

Do I need accounting knowledge?

No. Use plain weekly numbers you already know from till, M-Pesa, bank, or invoices.

How do I receive the resource?

After Gumroad confirms payment, the downloadable pack is delivered by Gumroad. ClariFi attaches the purchase to your account when the sale is verified.

Where can I find it after purchasing?

Open My ClariFi Library (/account/purchases) while signed in with the purchase email. You can also open the related ClariFi tool at /cashflow. Pack files also arrive in your Gumroad receipt email.

Can I use it more than once?

Yes. Revisit the pack or tool whenever you need a fresh weekly decision.

What if my purchase is not recognized?

Sign in with the same email used at checkout, wait a minute for sale confirmation, then refresh My ClariFi Library. Still stuck? Contact support@clarifi.site.

How do I get support?

If this purchase does not help you make a clearer next decision, contact support@clarifi.site within 14 days. Memberships can be cancelled any time; access continues through the paid-through date.

Start with 13-Week Cashflow Starter

See cash before it runs short.

Open free cashflow tool →
Optional: download workbook (enter $0 if free)

Digital checkout is processed securely by Gumroad. ClariFi never sees your card number. Existing M-Pesa, iPay, and Stripe options remain available where shown.

Next: 13-Week Cashflow Planner Pro

Refund / cancellation: If this purchase does not help you make a clearer next decision, contact support@clarifi.site within 14 days. Memberships can be cancelled any time; access continues through the paid-through date. Support: support@clarifi.site